- By Sangeetha Mahesh
- December 2, 2024
If you own a property that belongs to B Khata in Bangalore, you might be thinking of how to get an A Khata. The conversion of B Khata to A Khata is crucial as A Khata simply implies that the land is legal, and it has the government’s approval. You’ll find out how to shift B Khata to A Khata in the following sections of this guide.
B Khata property needs to be converted into an A Khata since that is in compliance with legal property regulations as per Bruhat Bengaluru Mahanagara Palike (BBMP) guidelines. The A Khata property is considered valid. Such a property would be provided with basic amenities like water and electricity, as well as sanctioned loans. Also, an owner can conduct construction or renovation or even sell it legally.
We will also discuss the rules, requirements, fees, and whether the applicant qualifies for the conversion. B Khata to A Khata conversion government rules require the property to follow building regulations, clear taxes, and be free of illegal constructions or encroachments. Let’s get started!
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Understanding A Khata and B Khata Properties in Karnataka
Let’s understand what is B Khata and what is A Khata-
- A Khata is similar to the legal document, Bruhat Bengaluru Mahanagara Palike (BBMP) affidavit that helps to demonstrate that your property is legal. By using A Khata property, one can move freely and legally since it captures all A Khata property allows one building plan and the zoning laws. With this medium, you can obtain loans, transfer your property, and pay your property taxes.
- B Khata, on the other hand, is a kind of provisional certificate that the government issues. It means that the use of your property may not be entirely compliant with the provisions herein. It might then be possible to have some construction problems or missing approvals.
B Khata means your property is not accepted completely by the government, and people often have issues with loans or even selling the property, so A Khata is the best choice, and many property owners try to change B Khata to A Khata.
How to Convert B Khata to A Khata in Bangalore
If your property fulfills all the below requirements, it is fit to be converted. Converting B Khata to A Khata in Bangalore may not require much work but it involves several steps and could be time-consuming. Follow these steps to convert B Khata to A Khata:
Step 1: Check the Eligibility of Your Property
In most cases, it’s legal for private landlords to convert their property for residential use without referring to the town planning regulations, but specified conditions have to be met to allow for the conversion. This means:
- Your property must have no element of what is commonly known as ‘squatters’.
- Your construction should follow the approved architectural plan of the building you intend to put up.
- All property taxes must therefore be paid.
- The property cannot be encroached upon and must comply with the laws of the state.
Step 2: Collect the Necessary Papers
All these documents are useful throughout the conversion process. If you’re unsure about any of these documents, you can always ask a Khata Broker for help. Once you confirm that your property is eligible, you will need to gather the following documents:
- Title Deed: This will help in proving that you own the property to avoid being locked out by an imposter.
- Property Tax Receipts: They prove that every kind of tax including gasoline taxes has been paid.
- Building Plan Approval: As will be observed from this document, your property has adhered to the approved building plan.
- Khata Certificate: If you hold a B Khata, then they will call for the current B Khata certificate with you.
- Completion Certificate (if available): This certificate is the evidence that the construction has been done and all the regulations required have been observed.
Step 3: Submit the Application to BBMP
The next that you have to do is submit your application to the BBMP office for conversion. You can go physically to your BBMP office or find out whether you can apply online.
In the application, you will have to submit all the documents we have mentioned above. Always double-cross the documents that you fill in and enclose the relevant documents as supported by the pros and cons of the short-term plan outline.
Step 4: Pay the Conversion Fees
You are required to make the conversion fees when you are submitting your application. These fees also depend on the size of the property apart from the region in which the property is situated. The BBMP will inform you how much would be required of you to pay.
Step 5: Inspection by the Authorities
After submitting your application and paying the fees, the BBMP might send someone to inspect your property. They will check if your property follows the approved building plan and if there are any violations or illegal constructions.
If your property is in good condition, they will approve the conversion. If there are issues, you may be asked to fix them before proceeding.
Step 6: Wait for the Conversion Approval
Once your property passes the inspection, the BBMP will process your request and convert your B Khata to A Khata. This might take some time, so be patient.
After the conversion is approved, you will receive a new A Khata certificate. This certificate proves that your property is legal and fully recognized by the authorities.
Step 7: Register Your Property
After you receive your A Khata, you can proceed to register your property with the relevant authorities. You can also apply for loans or mortgages if you want, as A Khata makes it easier to get financial help.
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B Khata to A Khata Conversion Government Rules
There are certain government rules that you must follow when converting B Khata to A Khata. By following these government rules, you can ensure a smooth B Khata to A Khata conversion.
- Property Comply with the Building Laws: Your property should be compliant with the laws governing zoning and construction in the city. If your property has any violations, it cannot be considered for conversion, you need to clear all your violations first.
- No Illegal Construction: However, any form of construction without the approval of the appropriate body bars the conversion if such existence is unlawful on your property. Your building must be built in line with the design and plan that was approved earlier.
- Payment of All Taxes: Every property tax has to be paid. Any outstanding tax returns will also have to be met before the conversion can take place so it’s important to be up to date with your taxes.
- No Encroachment: Your property should not be constructed on state land or border other people’s properties. Yes, breakouts can put an end to the conversion process.
Requirements and Eligibility for B Khata to A Khata Transfer
To convert B Khata to A Khata, your property must meet these eligibility requirements:
- Legal Construction: Your property must be built following the approved building plan. There should be no illegal construction on the property.
- Paid Taxes: All property taxes must be fully paid. If there are any unpaid taxes, you must clear them before you can apply.
- Completion Certificate: If available, your property should have a completion certificate from the BBMP. This shows that the building has been finished according to the plan.
- No Violations: Your property must not have any violations or encroachments on public land or other private property.
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Difference Between A Khata and B Khata
Aspect | A Khata | B Khata |
Definition | Legally recognized property as per BBMP guidelines. | Irregular property listed in the BBMP’s B register. |
Legality | Fully compliant with property tax and building bylaws. | Non-compliant with certain legal regulations or tax dues. |
Property Tax | Paid and up-to-date. | May have outstanding tax dues or irregularities. |
Construction Approval | Eligible for construction and renovation permissions. | Not eligible for construction or renovation approval. |
Loan Eligibility | Can be used as collateral for loans. | Not eligible for loans from financial institutions. |
Ownership Transfer | Hassle-free resale and transfer of ownership. | Resale and transfer may involve legal complications. |
Utility Access | Eligible for water, electricity, and other utilities. | Limited or restricted access to utilities. |
Conversion | No conversion is required, as it’s already legal. | Needs to be converted to A Khata for full compliance. |
Market Value | Higher due to legal status. | Lower due to irregularities. |
B Khata to A Khata Conversion Fees
The B Khata to A Khata conversion fees vary depending on the property and the area. The following fees are typically involved in the process:
Fee Component | Details | Estimated Amount |
Betterment Charges | Charged by BBMP for infrastructure improvement in the locality. | Typically ranges from ₹200 to ₹250 per sq. ft., depending on the property zone. |
Property Tax Arrears | All outstanding property taxes must be cleared, including penalties for delayed payments. | Varies depending on the due amount and interest on arrears. |
Penalty Charges | Levied for deviations from approved building plans or zoning irregularities. | Can range between ₹50,000 and ₹2,00,000 based on the severity of the violation. |
Application Fee | Nominal fee for processing the conversion application with BBMP. | Usually ₹500 to ₹1,500 per application. |
Documentation Costs | Expenses incurred for legal affidavits, notarizing, and supporting documents. | Approximately ₹5,000 to ₹10,000. |
Conversion Fee | Fee paid to BBMP for issuing the A Khata certificate upon successful application. | Around ₹10,000 to ₹50,000, depending on property size. |
Total Estimated Costs
The overall cost can range from ₹50,000 to ₹5,00,000 or more, depending on property size, location, and existing violations.
Conclusion
Converting B Khata to A Khata is helpful for property owners as they can get their plots developed as C Khata and gain full legal recognition from the Karnataka Government. When you follow the step-by-step process and are eligible for the Khata, then you can change your property and have all the boon of having an A Khata as per the rules and regulations of the government.
As always, you can seek help from a Khata Broker to help you with the documentation part to make sure that all the correct procedures are followed.
Changing B Khata to A Khata will make your property more secure, compliant with the law, and prepared for further development!
Frequently Asked Questions
What distinguishes B Khata from A Khata?
However, at the time of conversion, only the properties that comply with the BBMP regulations, which have proper documentation including the building plans and land conversion certificates, and which have cleared property tax dues can be converted.
It is worth acknowledging what documentation is mandatory when converting B Khata to A Khata.
These include the Sale Deed, Encumbrance Certificate, DC Conversion Certificate, property tax receipt, and sanctioned building plans.
What is the time required to change B Khata to A Khata?
On average the conversion process takes anything between three to six months due to the compliance factor and also the time taken by the local BBMP to verify a property.
Is, there any need to seek professional help to make the conversion from B Khata to A Khata?
Yes, it is true that employing the service of a Khata broker or legal consultant would help, help in documentation and cause a faster conversion into BBMB.
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Sangeetha Mahesh Author
Sangeetha Mahesh is the founder of SriMas Associate, a company that helps people with licenses, insurance, and managing properties. She has studied many subjects like B.Com, MA, and LLB, and has over 15 years of experience in helping businesses and individuals with complicated rules and managing their assets. Sangeetha's work is focused on providing solutions that are good for her clients, and she works hard to give the best service. On her blog, she shares helpful tips and advice about licenses, insurance, and property management, so that her readers can make smart choices.